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Find Your Dream Home

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Less Stress Home Buying

It's my great honor to work with clients looking to buy a new home. Home is such an important place for each of us and I want to ensure you find the home that makes your heart happy every time you walk in the door. I will help you navigate the home buying process with ease and be in your corner every step of the way. 


HOW BUYING A HOME WORKS

1. PARTNER WITH AN AGENT

  • Absorb their local insight
  • Review market averages
  • Complete a needs assessment

2. GET PRE-APPROVED FOR A LOAN

  • Understand what you can afford
  • Determine your monthly mortgage payment
  • Prepare for escrow
  • Obtain a pre-approval letter from lender of your choice

3. FIND YOUR NEW HOME

  • Compare homes and neighborhoods then narrow down your search
  • Search for homes on my app. Save your favorites
  • Schedule home tours and nix homes that don't hit the mark
  • Decide on your dream home

4. MAKE YOUR OFFER AND NEGOTIATE THE TERMS

  • Review contract terms and time limit for offer
  • Negotiate purchase price
  • Sign accepted offer, YOU ARE NOW UNDER CONTRACT
  • Deliver escrow payment
  • Select closing attorney

5. UNDER CONTRACT

  • Secure your home loan
  • Acquire home insurance
  • Conduct inspections 
  • Negotiate any items from inspections
  • Order appraisal 
  • Schedule closing
  • Prepare funds for closing
  • ALWAYS STAY IN CLOSE CONTACT WITH YOUR AGENT

6. BEFORE YOU CLOSE

  • Transfer funds to closing attorney or prepare certified check
  • Reserve moving company and set moving dates
  • Change your address with USPS
  • Set up utilities in your name
  • Confirm all contingencies are resolved
  • Schedule final walk-through

7. CLOSING DAY: WHAT TO BRING

  • Valid government-issued photo ID
  • Social security number
  • Certified check

8. CLOSING DAY

  • Sign closing disclosure, promissory note, and all other documentation
  • Title transfer
  • Deed delivery
  • GET YOUR KEYS!

Contact Patricia Kruse

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Finding your way home...

Tell  me about your new home and how I can assist in your search.

Patricia Kruse Realty & Property Management, LLC

1593 Hughes Road, Madison, Alabama 35758, United States

cell: (256) 542-1894 email: pkruse@kw.com

Hours

Mon

By Appointment

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

By Appointment

Sun

By Appointment

Copyright © 2022 Patricia Kruse Realty & Property Management - All Rights Reserved.

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