It’s my great honor to work with clients looking to buy a new home. Home is such an important place for each of us, and I want to ensure you find the home that makes your heart happy every time you walk in the door. I will help you navigate the home-buying process with ease and be in your corner every step of the way.
How Buying a Home Works
1. Partner With an Agent
- Absorb their local insight
- Review market averages
- Complete a needs assessment
2. Get Pre-Approved for a Loan
- Understand what you can afford
- Determine your monthly mortgage payment
- Prepare for escrow
- Obtain a pre-approval letter from the lender of your choice
3. Find Your New Home
- Compare homes and neighborhoods, then narrow down your search
- Search for homes on my app and save your favorites
- Schedule home tours and eliminate homes that don’t hit the mark
- Decide on your dream home
4. Make Your Offer and Negotiate the Terms
- Review contract terms and time limits for the offer
- Negotiate purchase price
- Sign accepted offer — you are now under contract
- Deliver escrow payment
- Select closing attorney
5. Under Contract
- Secure your home loan
- Acquire home insurance
- Conduct inspections
- Negotiate any items from inspections
- Order appraisal
- Schedule closing
- Prepare funds for closing
- Stay in close contact with your agent
6. Before You Close
- Transfer funds to closing attorney or prepare a certified check
- Reserve moving company and set moving dates
- Change your address with USPS
- Set up utilities in your name
- Confirm all contingencies are resolved
- Schedule final walk-through
7. Closing Day: What to Bring
- Valid government-issued photo ID
- Social security number
- Certified check
8. Closing Day
- Sign closing disclosure, promissory note, and all other documentation
- Title transfer
- Deed delivery
- Get your keys!
